Processing your Personal Data
Chumz processes the data and stores it in Google cloud servers. The Google cloud services offer us hosting solutions to enable processing of the data and storing of the information generated from the data.
We also use third party data analysis tools to assist in data analytics of the users data
Information Collection and Use
The app does use third party services that may collect information used to identify you or to enable a better experience.
How we use your Personal Data
Contact list information: We request permission to access your contact list information to enable you to invite friends and family to join your financial investment groups from the app to your phone-book contact list. By clicking invite a member from the app a link is sent to the person to join your group via the contact list permission you have authorized. You can opt-in or opt-out of the contact list information access feature.
Messages: To enable Chumz guide and advise you on how to save based on your mobile money financial transactions. This option can be switched on and off in the app
Chumz uses Personal Data to communicate with you and to administer, deliver, improve and personalize the Service. Chumz might also generate generic data out of any Personal Data we collect and use it for our own purposes.
We may also use such data to communicate with you in relation to other products or services offered by Chumz or its partners. Chumz may request that you confirm your consent to receive such communications (‘opt-in’) or to indicate that you would not like to receive such communications or that they should be discontinued (‘opt-out’). Where you opt-out, Chumz will not use your Personal Data for direct marketing.
We do not share your Personal Data with third parties (other than partners in connection with their services to Chumz) except where you have given your consent.
Sharing your Personal Data
We may share your Personal Data with third parties:
Storage, security and retention of your Personal Data
Personal Data that we collect is stored on our Google Hosting Service. We implement and maintain the highest levels of security to protect any information stored on our servers and to comply with all local rules and global GDPR rules.
It is your responsibility to keep your password secure. You should also be aware that the transmission of information via the Internet is not completely secure. Although we will do our best to protect your Personal Data, we cannot guarantee the security of Personal Data transmitted to our site outside our control.
We strive to collect no more Personal Data than is required. This helps reduce the total risk of harm should data loss or a breach in security occur.
Notification in the event of breach
It would be very unlikely, but if a breach in the security of Personal Data were to occur, we will notify you if you are actually or potentially affected. In this event we will contact you via email, in-Service messaging or publication on Chumz’s website. We reserve the right to delay notification if it is asked to do so by law enforcement or other authorities, or if giving notice immediately will increase the risk of harm to end-users overall.
Contacting Chumz about privacy questions or concerns
If you contact us by email, we may keep a record of your correspondence and ask for your name and contact information in order to send you a reply.